Insurance Repair Work in The Woodlands, Texas
When your roof or home is damaged during a storm it can be a really difficult time for you and your family. Rite Services is here to help you find peace of mind thanks to our insurance repair work. Our owner is a licensed insurance adjuster, which gives him the ability to correctly identify storm-related damage to roofs and buildings. He also has the knowledge to guide you through the insurance claim process so that you can begin getting your home repaired. This is a free service to our customers.
Dealing with Insurance Losses
During a nasty storm, it is possible for your roof or home to become compromised due to storm-related damages. You may be unaware of some of the damage a recent storm has caused. We can have the solution you need, however, thanks to our free roof inspection services.
When you work with us, your roof will be inspected for hail, wind, or any other damages that might have been caused by the storm. The findings are then shared with you with no strings attached. If no damage is found, that just means you get to enjoy the benefit of having peace of mind in knowing that your roof is in good condition without having to spend a single dollar. If worth-while damage is found, however, we will help you figure out if it warrants filing an insurance claim.
Proving insurance loss is the responsibility of the insured, as well as performing emergency repairs to avoid secondary damage from occurring. Knowing your responsibilities is prudent information and helps you protect your investment.
All of this might sound a little intimidating, but it doesn’t have to be something to worry about thanks to our free roof inspection. Our insurance repair work professionals guide you through the entire process to ensure that the burden is removed from your shoulders.
Damage Caused by Hail
The protective coating on composition shingles is the granules on the surface of the shingle. When hit by hail, this protective surface can become damaged, which causes the asphalt coating and fiberglass mat to become exposed. Wood shingles and shakes can also be damaged by hail, as well as metal roofing accessories, windows, siding, window beadings, window screens, and skylights.
Damaged Caused by Wind
Wind is another element that can cause damage to your roof or home during a storm. Asphalt shingles are typically secured by fasteners that can be blown off, creased, or pulled apart during high winds. Additionally, flying debris, including broken tree limbs, can end up creating openings or scuffs that can render your shingles or roof useless.
The Insurance Claims Process
When your claim has been approved, you will then get the opportunity to use the roofing contractor of your choice to perform the insurance repair work. Insurance proceeds, when calculated with Xactimate™ software, are fair and sufficient for a roofing contractor to repair or replace a roof using quality materials and workmanship.
The only cost to the claimant is their deductible. It is illegal for a contractor to absorb either a portion or the full amount of a claimant’s deductible. The law can be found in:
- The State of Texas Penal Code, “Offenses Against Property”
- Chapter 35 Insurance Fraud, Chapter 35 Insurance Fraud Section 35.02(7)(B)
- Business & Commerce Code: Chapter 27. Fraud
- The State of Texas Business and Commerce Code